Walmart credit card paperless statements9/27/2023 Interest is not charged on purchases if the entire balance is paid in full by the due date every month. The interest rate on cash advances is 16.90, 22.90, or 25.90, again depending on one’s creditworthiness. Customers who open a credit card now and spent $100, get a rebate of $20.Īpart from the many included features, this credit card goes with an interest rate of 13.90, 19.90, or 22.90 percent for balance transfers and purchases, based on one’s credit history and other factors. Separate maintenance income, child support, and alimony are to be included in the total income. To apply for a Walmart credit card, customers should provide their personal information, contact details, social security number and date of birth, driver’s license, and annual income from all sources. As with most other credit cards, clients should not have filed for bankruptcy during the past seven years. Additional fees include credit balance inactivity fee equal to the credit balance or $10, whichever is less, dishonored payment fee of $20, over the credit limit fee of $10, rush replacement card fee of $25, and cash advance fee of $2.Īll Canadian residents, except for customers living in Quebec, who are of legal age and have an annual income of at least $12,000, are likely applicants for the Walmart MasterCard. The grace period is 21 or more days, and the minimum payment stands at 3 percent of the balance or $10, whichever is greater, plus any amount by which the balance is in excess of the credit limit. If you are late with the minimum payment for two billing periods within a twelve month period, the standard rate is applicable. The latter applies whenever card holders make at least the minimum payment before or on the due date. The MasterCard goes with a standard interest rate of 23.99 percent and preferred rate of 18.99 percent. This financial product is intended for individuals who shop at Walmart locations on a regular basis. The Walmart MasterCard goes with all features but for the last two benefits. The second type comes with more benefits, including zero fraud liability, no annual fee, cash advances at the time of purchase, savings of 3 cents per gallon at Walmart gas stations in the United States, acceptance at locations displaying the Discover Network Acceptance Mark, and up to 1 percent cash back on purchases. In Canada, Walmart features two types of credit card products: Walmart MasterCard and Walmart Discover.
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